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Since our humble beginnings as SDT in 1995, we at SilverBridge have always believed that we can make the business of financial services better by providing better IT solutions.

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Understanding endowment assurance

At its most basic, an endowment is a kind of life policy that pays out the sum assured either on a fixed date (typically anything from 10 to 20 years) or upon the death of the person insured, whichever happens first. An endowment is therefore best viewed as a combination of life assurance and savings hitting ...

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Term assurance is probably the oldest form of life assurance and was typically in force for a period of one year. Today this type of policy usually has a term between 1 and 20 years. It provides coverage at a fixed rate of payments for ...
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This is a follow-up blog on the discussion about ‘What is whole life assurance’. Today we are talking about two different kinds of whole life assurance in this blog, namely whole life limited premium assurance and deferred whole life assurance. Whole Life Limited Premium Assurance A whole life ...
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The premiums are fixed, based on the age of the assured when the policy commences. A whole life policy usually doesn’t increase with age. The life assured usually pays premiums in regular instalments throughout his/her lifetime, except for limited pay policies which may be paid-up ...
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Micro insurance is insurance with low premiums and low coverage. It primarily focuses on helping poor families by offering coverage to low-income households and individuals who have little savings. They are tailor-made specifically for lower valued properties and compensation for illness, injury or death or ...
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